Investment & Wealth Calculators
Dividend yield, DRIP, CAGR, expense ratios, portfolio rebalancing, safe withdrawal, and FIRE calculators for investors.
13 calculators available
Dividend Yield Calculator
Calculate dividend yield, annual income, and quarterly payouts based on share price and dividend per share.
Use CalculatorDividend Reinvestment Calculator
Model the compounding effect of reinvesting dividends (DRIP) over time with dividend and price growth rates.
Use CalculatorCAGR Calculator
Calculate the Compound Annual Growth Rate of an investment from beginning value, ending value, and time period.
Use CalculatorExpense Ratio Impact Calculator
Compare how different fund expense ratios erode returns over time and quantify the long-term cost difference.
Use CalculatorPortfolio Rebalancing Calculator
Determine buy and sell amounts needed to realign your portfolio to target asset allocation percentages.
Use CalculatorSafe Withdrawal Rate Calculator
Model retirement withdrawals using the 4% rule with inflation adjustments to see if your portfolio survives.
Use CalculatorFIRE Number Calculator
Calculate your Financial Independence, Retire Early number, years to FIRE, savings rate, and Coast FIRE target.
Use CalculatorOptions Profit and Loss Calculator
Calculate call and put option payoff, break-even price, max profit, and max loss from strike price, premium, and target price at expiration.
Use CalculatorBond Yield to Maturity Calculator
Calculate bond YTM from face value, coupon rate, current market price, and years to maturity with current yield and total return projections.
Use CalculatorDollar Cost Averaging (DCA) Calculator
Calculate total shares accumulated, average cost basis, and unrealized gain from recurring fixed-dollar investments over time.
Use CalculatorNet Worth Tracker Calculator
Calculate net worth from assets minus liabilities with category breakdowns, debt-to-asset ratio, and age-based benchmarks for financial planning.
Use Calculator401(k) Contribution Limit Optimizer
Maximize employer match and optimize 401(k) contributions under 2026 IRS limits ($24,500 employee, $72,000 total) with catch-up contributions for age 50+ and super catch-up for ages 60-63.
Use CalculatorRoth IRA vs. Traditional IRA Calculator
Compare after-tax retirement values of Roth and Traditional IRA contributions based on current and projected tax brackets, with 2026 IRS contribution limits and income phase-outs.
Use CalculatorBuilding and managing wealth requires consistent, informed decision-making backed by solid numbers. Whether you are evaluating dividend yield on a stock, projecting compound growth with DRIP investing, calculating your safe withdrawal rate in retirement, or modeling a path to financial independence, our investment calculators provide the analytical tools you need. Each calculator uses standard financial formulas trusted by advisors, analysts, and individual investors.
Why Use Our Investment & Wealth Calculators
Investment math involves compound growth, time value of money, expense ratios, and withdrawal sequencing that compound (or erode) returns over decades. A 0.5% difference in expense ratios can cost tens of thousands of dollars over a 30-year investing horizon. Our tools make these impacts visible with clear calculations and transparent formulas. Every result shows the mathematical logic so you can verify assumptions and adjust your strategy.
Who Are These Calculators For?
- Individual investors evaluating dividend stocks and growth projections
- Retirement planners calculating safe withdrawal rates and FIRE targets
- Financial advisors modeling portfolio scenarios for clients
- Beginning investors learning compound growth and expense ratio impacts
Key Features
- Dividend yield and DRIP reinvestment projections over time
- CAGR calculation for historical and projected investment returns
- Portfolio rebalancing guidance based on target allocations
- FIRE and safe withdrawal rate planning for early retirement
How to Choose the Right Calculator
Income-focused investors should start with the Dividend Yield Calculator and DRIP Calculator to project cash flow and compounding. For portfolio analysis, the CAGR Calculator measures historical performance and the Expense Ratio Calculator reveals the long-term cost of fund fees. Retirement planners should use the Safe Withdrawal Rate Calculator and FIRE Calculator to model financial independence timelines.
Frequently Asked Questions
What is a safe withdrawal rate?
The safe withdrawal rate is the percentage of your portfolio you can spend annually in retirement while minimizing the risk of running out of money. The widely cited 4% rule is based on historical research by William Bengen. Our calculator lets you adjust for different rates and time horizons.
How does the DRIP calculator work?
The DRIP (Dividend Reinvestment Plan) Calculator projects how your investment grows when dividends are automatically reinvested to buy additional shares. It accounts for dividend yield, share price appreciation, and the compounding effect of reinvested dividends over your chosen time period.
What is CAGR?
CAGR stands for Compound Annual Growth Rate. It measures the mean annual growth rate of an investment over a specified time period longer than one year. It smooths out volatility to show the consistent rate at which an investment would have grown if it compounded at a steady rate.
How much do expense ratios really matter?
Expense ratios compound against your returns over time. A fund charging 1% versus 0.1% on a $100,000 portfolio can cost over $90,000 in lost returns over 30 years assuming 7% annual growth. Our Expense Ratio Calculator shows this impact clearly.
Disclaimer
Investment calculators provide projections based on the assumptions and inputs you enter. Past performance does not guarantee future results. Market conditions, inflation, taxes, and fees all affect real-world investment outcomes. These tools are for educational and planning purposes only. Always consult a licensed financial advisor before making investment decisions.