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401(k) Contribution Limit Optimizer

Maximize employer match and optimize 401(k) contributions under 2026 IRS limits ($24,500 employee, $72,000 total) with catch-up contributions for age 50+ and super catch-up for ages 60-63.

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Employer Match

Example: 50% match on the first 6% means the employer adds $0.50 for every $1.00 you contribute, up to 6% of your salary.

401(k) Optimization

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Enter your salary and plan details and click optimize.

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