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Student Loan Income-Driven Repayment Estimator

Estimate monthly payments and forgiveness timelines under IBR, PAYE, and ICR income-driven repayment plans using 2026 federal poverty guidelines and current rules.

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Loan Type

IDR Plan

Note: The SAVE plan was struck down by federal courts in 2024. Borrowers were transitioned to IBR or other available IDR plans. IBR for new borrowers is the closest available alternative as of 2026.

IDR Payment Estimate

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Enter loan and income details and click estimate.

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