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College Cost Calculator

Calculate the 4-year total cost of attendance by school type (public in-state, out-of-state, private, community college) with tuition inflation, financial aid, and loan repayment estimates using 2025-2026 data.

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School Type (2025-2026 Averages)

Annual Costs

Financial Aid & Assumptions

2025-2026 federal direct unsubsidized loan rate: 6.53%. Tuition has increased approximately 3-4% annually over the past decade.

4-Year Cost Breakdown

$

Select a school type and click calculate.

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