Case Value Estimator

What This Calculator Does

This case value estimator calculates the potential settlement range for personal injury cases using the multiplier method, the most common valuation approach used by insurance adjusters and plaintiff attorneys. It totals economic damages (medical bills, lost wages, property damage, future medical costs, future lost earnings, and out-of-pocket expenses), applies a severity-based multiplier (1.5x for minor soft tissue injuries to 5x to 7x for catastrophic injuries), then deducts attorney fees (contingency percentage based on case stage), case costs, and medical liens to show the estimated net-to-client payout.

Step-by-Step Example

Real-World Use Cases

Common Mistakes to Avoid

• Relying solely on the multiplier method without considering comparative verdicts and settlements in your jurisdiction. Juries in conservative venues may award below the multiplier range.

• Not including future medical costs and future lost earnings in the economic damages calculation. These can significantly increase the multiplier base and total case value.

• Using the wrong severity multiplier. A herniated disc requiring surgery is a 3x to 4x case, not a 2x soft tissue case. Accurate injury categorization is critical to realistic valuation.

• Forgetting to deduct medical liens. Health insurance subrogation, Medicare/Medicaid liens, and hospital liens reduce the net-to-client and must be negotiated or paid from the settlement.

• Not explaining to clients that the multiplier method produces an estimate, not a guarantee. Actual settlements depend on liability, insurance coverage limits, jurisdiction, and the strength of medical documentation.

Frequently Asked Questions